Does COBRA Still Matter Post ACA?

A lot has happened over the past few years. The Affordable Care COBRAAct, or ACA, has transformed the way millions of people obtain health insurance coverage for themselves and their families. But it’s a complicated law, with a lot of moving parts. Many consumers, workers and human resources professionals/employers are confused about whe
re their role in covering workers ends and the ACA begins. This is particularly true in instances where a worker has left the job and is no longer eligible for coverage under the employee group plan. Here are answers to some of the most frequently asked questions:

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COBRA for Employees’ Family Members

family-730320_1280When an employee drops dependents and spouses from our company’s group health plan during open enrollment, we provide the dropped individuals COBRA election materials.  But our new COBRA third-part adviser is telling us that we don’t have to provide a COBRA election notice to dependents and spouses who are dropped at open enrollment.  Is our plan required to offer COBRA coverage to these individuals?

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Court: Missing COBRA Notice Led to Hefty Legal Penalties

Just how important are COBRA notices when an employee leaves your company or organization?  One employer learned the answer to this question when a proper and timely notice was not provided and a former employee sued.  Here’s what happened in one recent case.

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